Our leads never saw an ad.
They come from a bank decline or a fintech referral, seconds old, mid‑application. Not from a feed. Not from a list somebody already sold four times.
Banks and fintechs referring the customers they cannot serve to the members who can. No media bought, no inventory in the middle.
| Lead gen networks | Aggregators & marketplaces | Konduit | |
|---|---|---|---|
| Leads come from | Traffic they buy on social and search | Their own comparison sites | Bank declines and peer referrals |
| The consumer was | Browsing, often not in market | Shopping and comparing offers | Applying for credit, declined minutes ago |
| Who else gets it | The whole waterfall | Whoever bids highest | One member, routed once |
| Data attached | Self-reported fields | Self-reported fields | Bureau-grade attributes |
| Who gets in | Anyone who pays | Whoever they choose | Members approve members |
Incentivised signups, recycled files, invented income. None of it can enter a network that buys no traffic.
They passed a regulated institution’s own identity and compliance checks before we ever met them.
Stated income and credit standing are tested against independent bureau-grade data.
Consent is captured directly from the customer and securely logged with every referral.
Routed to a single member, so no copy of the record is circulating behind you.
Both sides are reviewed on operating history and compliance posture before they can transact.
Conversion is read by source continuously. Supply that stops performing gets cut.
The network is only as good as the last participant we let in. Members decide who comes next.
Refer the applicants you decline or cannot serve in that state, and earn on the referral.
Personal loan and auto lenders on their own balance sheet. Members who send and receive pay less.
Consumer credit fintechs at seed or later, backed by an investor on our approved VC list.
Existing members review every application: your operating history, your security and compliance posture, and whether you would compete head on with someone already inside. Most decisions land within five days.
Check your eligibility and we will show you the volume, the credit mix and the economics.
Join the Network
